Archive for the 'finances' Category

the bug has bitten

December 4th, 2007 -- Posted in career, consulting, finances, marriage, san francisco | 1 Comment »

I was doing a freelancing shift today at my local CBS affiliate (I get called in about once every week or two, which is perfect for me - not too much work, but keeps my foot in the door should I ever decide to return to TV) and I found out one of the producers is leaving to be an EP in South Carolina. No - I don’t want his job (that thought didn’t even cross my mind until now). Instead - I’m totally jealous of him. No again - I don’t want to live anywhere in South Carolina. What I mean is that I’m jealous of his life change - and I realized that I’m starting to feel like it’s time for a change of scenery for me. Don’t get me wrong, I still love where I am and what I do and what types of opportunities my lifestyle affords me, but I’m totally getting the itch.

Ryan and I actually have been talking about what the next step in our lives will be and I’m getting excited for whatever is next. We don’t really have a specific plan, but it’s exciting for me to think that at this time next year I could be somewhere totally different, doing something totally different. While we’d love to go to another huge city, we’ve talked about going to a more medium-sized place (still hip and fun, of course - no colorado or kansas for us, natch!). Somewhere we could keep our standard of living - or upgrade! - and be able to save and invest a sh*t ton of money. (All part of our “financially free by 3o” plan!)

The beauty for us is that, since we’re self-employed and all our clients are virtual, our incomes won’t adjust to whatever area we move to. So if we move somewhere with a lower cost of living, we’ll be making the same we are now, and spending a LOT less! Not too bad, considering that I’d say we’re living pretty comfortably even with a super-high cost of living!

Like I said, I’d ideally want to live in another really big city, but I don’t want to downgrade my lifestyle at this point - and our dream places are all more expensive than where we are now.  We decided our dream cities are the places we’d like to end up one day, after we’ve established ourselves, maybe gone to grad school, have a larger investment empire, and are financially free.

In the meantime, we’re going to Asia for three months, so I guess that will have to serve as diversion enough :-D

ps- i found this adorable (dog friendly!) apartment in downtown Austin. I’m ready to upgrade!

chase freedom

February 14th, 2007 -- Posted in finances | No Comments »

i think this credit card company is just laughing in the consumer’s face. and rightly so. the irony of the whole ad campaign dawned on ryan and i as we saw the commercial one night (while watching something online, of course). still, it took me several times of hearing it before i got it. the company’s name is chase, and at first brush you think the card’s name is something akin to visa platinum. chase freedom. on the surface i guess that’s right. but then the tagline is, “your choice, your chase.”

it’s so geniusly ironic to me that a credit card company is tellling you, in essence, to “chase freedom.” how fitting! how many people will spend their time doing just that, because of credit cards. never really being free from that balance. losing more and more of their freedom with every dollar they charge. how many americans lay awake at night wondering how they’re going to pay that next bill. how many people just resign themselves to living an unfulfilled life, wallowing in debt.

i’ve never had a credit card, and grew up a little differently, so i’ve never dealt with this, and ryan and i are living out a plan to make sure we hopefully never have to. but as i’ve gotten older i’ve realized *i’m* more of the exception in this situation. this IS the reality for most people. so it’s your choice. what will YOU chase?

« Prev